Frequently Asked Questions

$0. There are never any upfront out-of-pocket costs for our services. Our legal partners work on a contingency basis — meaning they only get paid if and when they win your case. Our medical network is trained to bill your No-Fault insurance or workers' compensation directly. You owe us nothing.

In New York, if you are injured in a motor vehicle accident, you have exactly 30 days from the date of the crash to file a formal No-Fault insurance claim (the NF-2 form). This is the insurance that pays your immediate medical bills and a portion of your lost wages, regardless of who caused the crash. If you miss this 30-day window, you can permanently lose your right to coverage — leaving you personally responsible for every medical bill that follows.

Most primary care physicians (PCPs) refuse to accept auto accident victims because No-Fault insurance billing is highly complex and many simply opt out. Furthermore, standard doctors are focused on general health, not on writing the meticulously detailed medical reports required to win a lawsuit. We connect you with No-Fault-approved trauma specialists whose medical documentation will hold up in front of an insurance adjuster or a judge.

We do not use a random directory or a paid listing service. We curate your team from an exclusive, vetted network of elite New York professionals based on the exact specifics of your case. A severe traumatic brain injury requires a very different legal and medical approach than a slip-and-fall wrist fracture. We match based on injury type, location, insurance company involved, and case history.

While your No-Fault medical window is only 30 days, the standard statute of limitations to file a personal injury lawsuit in New York is generally 3 years from the date of the crash. However, if your accident involved a government vehicle or property — such as an MTA bus, a city vehicle, or a municipally maintained sidewalk — you have only 90 days to file a Notice of Claim. Missing this government deadline permanently destroys your right to sue. Time is always of the essence.